One small positive thought in the mornings can change our whole day, and impact those around us!

Understanding what assets we own, how much do we owe and to whom is a very fundamental step towards having an idea about your personal financial stability.

How much income and from which sources do you earn/have and how much expenses do you incur, over a week/month/quarter/year? Basically, would you be able to manage your expenses within your sources of income and can you support yourself/your family with it, while saving some for long term needs?

Declutter and organize your payments and credit card bills and consolidate your expenses and loans were possible without procrastinating.

Learning it ourselves and teaching it to our children in a timely manner helps!